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Money Matters

10 Sep

Posted at 14:47h in Money Matters
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Many of our donors choose to leave gifts to charity in their will. Are there any causes you are passionate about in our community? Provide this sample gift bequest language below to your attorney or professional advisor when planning to include a gift in your will or estate plans for The Community Foundation of Grant County. And then notify us so that we can ensure your gift will benefit the causes you care about most and in the way you intend. Property given by will, also known as a bequest, can significantly reduce the taxes otherwise payable by your estate (cash, securities, or real estate). The value of the bequest will not be subject to estate taxes. Your heirs' benefit and if an Endowment Fund is established, your good work in the community will continue permanently in your name, a living symbol of your charitable intentions. Leaving a bequest is one of the easiest ways to give. With the help of an attorney, you can include language in your will or trust specifying a gift to be made to family, friends, or the Community Foundation as part of your estate plan. This type of giving can benefit any fund held at the Foundation...

26 Jul

Posted at 15:41h in Grant County Community Corner, Home Featured, Money Matters, What's Happening
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[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] What could one kernel of grain do for Grant County? Since the Community Foundation was established in 1984, over $16.8 million has been paid back to our community in the form of grants and scholarships! And because of the Community Foundation’s endowment, these grants and scholarships will continue to be awarded each year to worthy causes in our community, forever.[/vc_column_text][vc_empty_space][/vc_column][/vc_row][vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column width="1/12"][/vc_column][vc_column width="1/4"][vc_single_image image="22450" qode_css_animation=""][vc_column_text]Donors plant the seed by making gifts to the Foundation.[/vc_column_text][/vc_column][vc_column width="1/4"][vc_single_image image="22451" qode_css_animation=""][vc_column_text]Those gifts are invested; the value grows.[/vc_column_text][/vc_column][vc_column width="1/4"][vc_single_image image="22452" qode_css_animation=""][vc_column_text]That endowment income awards grants to charitable causes in our community.[/vc_column_text][/vc_column][vc_column width="1/12"][/vc_column][/vc_row][vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_empty_space][vc_column_text] Why the Grant County Farmers’ Fund? Gifts to the Community Foundation’s Grant County Farmers’ Fund are utilized to support programs, equipment, materials, and resources for local nonprofit agencies and our community’s residents. These dollars do more than just purchase needed resources: they bring people together, provide safety, serve those less fortunate, create recreational opportunities, improve aesthetics, and bring life and love to the word “community”. Donations given locally invest in our community. Your gift of grain will leave a legacy in Grant County that will live on...

15 Nov

Posted at 17:32h in Home Featured, Money Matters, News
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So many historical things have happened so far in November 2016! The Chicago Cubs actually won the World Series. We have never flown the Cubs’ “W” flag this late in the year before at Rush Ranch! There was an historic U.S. election that you may have heard about, but we won’t get into that here. And the Community Foundation’s fiscal year 2015-16 audit and 990 are now complete and available for your viewing pleasure. The Foundation’s auditors reported to the Finance Committee that this was the smoothest audit ever with the Community Foundation, and they’ve been doing this a long time. After reviewing hundreds of reports and compiling the information, the auditors complimented the whole Foundation Team on cooperation and our knowledge of the industry and obvious love for the community. We believe in giving where you live, and that includes hiring awesome, local residents who love Grant County. If you are interested in reading the Foundation’s audited financial statements and/or IRS Form 990, just ask me. We are happy to provide any information about the Community Foundation, and we welcome a conversation about how we can connect you with causes that matter to you and your family!...

13 Sep

Posted at 14:42h in Home Featured, Money Matters, News, Uncategorized, What's Happening
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Independent Colleges of Indiana is pleased to introduce 31 Answers to Your Questions About College, a new web-portal where students can find relevant information about college, as well as qualify for a $5,000 college scholarship. The 31 Answers portal is aimed at helping students navigate the college preparation and selection process with a special emphasis on the affordability of private colleges in Indiana. Each weekday, from Monday, September 19, to Monday, October 31, ICI will post a frequently-asked question about college (see list attached) on the portal at www.indianacolleges31.org. Each question will be answered by representatives from ICI’s member institutions via videos created on their campus. Alongside these videos will be English and Spanish transcriptions and additional supplemental web resources. Additionally, the website and all its contents will stay up after the campaign ends for students and their families to refer to. At the end of the campaign, students who have followed along can enter into a drawing to receive one of two, $5,000-Wilhelm Construction 31 Answers Scholarships, sponsored by F.A. Wilhelm Construction Co., Inc., an ICI Corporate Partner. The scholarship contest will be open to current 8th-12th grade students. Awards can be used at any one of Indiana’s 31 private, nonprofit...

04 Dec

Posted at 11:40h in Home Featured, Money Matters
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-Sherri Rush The bad guys want us to be afraid. They want us to close up shop, hide, and stop our normal routines. But that’s not how we roll in the USA. We live in the land of the free and the home of the brave. We chug along…sometimes slow, sometimes fast. We take care of our own, and as long as we believe and live this, we will overcome. What does “taking care of our own” mean in Grant County today? We do a pretty good job of providing care and services for the disabled and otherwise handicapped, thanks to Carey Services, LifeStream Services, and other great, local organizations…trust me, I know from first-hand experience. Many low-income people receive free food and clothes from the multiple food pantries and thrift stores across the county. Some of our low-income people know about Head Start for their preschoolers. But what about the sector of our population that just doesn’t know about the services available for them to hopefully get a leg up on their situation? Do they know there are resources that can help them break the vicious cycle of poverty? This is where your bravery comes in. YOU can be a Grant County...

19 Nov

Posted at 15:25h in Home Featured, Money Matters
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- Sherri Rush, CFO Back when life was a lot different for my family, I was a Kids Hope mentor to a little girl who was living in severe poverty. I remember trying to encourage her to think bigger than her small, sad world, and I asked her if she’d thought about what she’d do after she graduated from high school. She answered, “I guess I’ll just go home.” Wow. That has always stuck with me as I’ve moved along in my career, and it has come up again as we work to tackle the child poverty rate in Grant County. Little ones living in poverty actually have lower brain development. Their brains are literally smaller than the brains of children who grow up in non-impoverished homes. Children living in poverty will hear (and subsequently learn) 30 million fewer words than children who grow up in educated, professional families. (John Peirce, Childhood Development Consultant) One in three children in Grant County lives in poverty. One in three. What do we do about this? We must begin teaching these little ones earlier than kindergarten, when the brain’s learning capacity is at its highest. There are great leaders in the community beginning this good work,...

14 Oct

Posted at 14:16h in Home Featured, Money Matters
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Why should I give to charity? Well, to benefit you and others! Did you know that your donation to a charitable organization like the Community Foundation is most likely tax-deductible? For example, if you are in the 33% tax bracket, your $100 donation could provide you $33 in tax savings. (Of course, you should talk to your personal tax person for tax advice.) So, help yourself to a little tax savings and help the community, too! It’s a win-win! And I know I’ve mentioned it once or twice before, but if you donate to the Community Impact Fund right now, your donation will be doubled. DOUBLED. You donate $100, and the GIFT VI grant puts another $100 in the fund. You donate $50,000, and the GIFT VI grant puts another $50,000 in the fund. Bada-bing, bada-boom! Call or email us, because we want to talk to you about donating.      ...

01 Oct

Posted at 14:01h in Home Featured, Money Matters
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  A funny movie called Date Night was released in 2010 about a couple who had a weekly date night that they dreaded. On those date nights, they would entertain each other by looking around and telling stories about the other people in the restaurant. One spouse would ask, “What’s their story?” And the other spouse would make up a silly story about the couple they didn’t know from Adam. Here’s a clip: https://www.youtube.com/watch?v=f6u6Kn2mi4I So, what’s your story? What would your family and friends say your story is right now? Are you pleased? If not, what would you like your story to be? I would like my story to be positive, happy, strong, helpful, generous, kind, loving, with a little bit of fun-ornery mixed in. How can you and I make these things a reality? We can start by volunteering in our community and donating to local, worthy causes. I donate to the Community Foundation where my donation is doubled thanks to a dollar-for-dollar matching grant from Lilly Endowment Inc. I am confident that the money is going to the cause that is most pressing in the community via the Community Impact Fund. If you’d like more information on how you can be known as...

15 Sep

Posted at 08:59h in Home Featured, Money Matters
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I’m going to have a couple tough conversations in the next few weeks – with my kids and with my parents. No one wants to talk about it: death. The last couple years have taught me quite a bit, and having the tough conversation is one of them. What if? WHAT IF? What if I die? What if you die? I tend to procrastinate doing unpleasant things, but this is one that I must do soon. I will ask my parents details about their final arrangements. I know they have a pre-arrangement account, but where? Where do they want donations in their memory to go? I’ll talk to our kids about what happens if I die – who will take care of their disabled dad? Gifts in my memory will go to the Community Foundation, giving my friends and relatives a tax-deductible “gift” after I die.   Yeah, it’s not all pleasant, BUT there is something we can all do to help ease the process for those we love to the moon and back. Dave Ramsey has a great idea called a “Legacy Drawer.” Designate a spot in your home that holds your insurance policies, will, living will, bank account(s) information, mortgage...